Questions Are Part of the Plan.

Legacy Baby Registry is a family legacy planning platform built around a baby registry. Instead of only registering for gifts, families can also create Legacy Funds, work through a guided Family Legacy Blueprint, and access free educational resources to help protect their child's future — all in one place.

A traditional registry is a list of items to buy. Legacy Baby Registry starts there, but goes further — family and friends can contribute directly toward funds like a College Fund, and parents are guided through a Family Legacy Blueprint covering income protection, guardianship, and other important decisions, not just what's in the nursery.

No. Legacy Baby Registry is built for parents who are just beginning to think about these questions. Every part of the experience is written in plain language, and you're never required to have answers before you start — you can build your plan gradually, at your own pace.

Many families create their registry during pregnancy, but there's no wrong time. Whether you're expecting, have a newborn, or your child is already a few years old, it's never too early — or too late — to start building a plan for their future.

The Family Legacy Blueprint walks your family through five areas, one at a time: 1) Name Guardians for Your Children, a guided worksheet for one of the most important decisions a parent can make; 2) Protect Your Income, which helps you think through income protection and life insurance basics; 3) Create Your Family Legacy Plan, pulling your decisions together; 4) Build Your Financial Safety Net, covering savings and emergency preparedness; and 5) Leave More Than Memories, focused on the values and legacy you want to pass on.

Not at all. Most families work through the Family Legacy Blueprint gradually, a step at a time, as life allows. Your progress is saved as you go, so you can pick up right where you left off whenever you're ready to continue.

A Legacy Gift Registry is your family's page where loved ones can learn about your child and the Legacy Funds you've created — like a College Fund — goals meant to stand alongside, or instead of, traditional gifts.

A Legacy Fund is a goal you create on your registry — for example, a College Fund, an Emergency Fund, or a fund for a first home. Friends and family will be able to give directly toward these goals once Legacy Baby Registry's gifting experience is live.

A Legacy Gift will be the way someone contributes toward one of your child's Legacy Funds, in place of or alongside a traditional gift. This capability is still being built — we'll share details as it becomes available.

No. A Legacy Gift will be a personal gift from one individual to your family, similar to a cash gift at a baby shower — not a charitable donation, and not tax-deductible. If you have questions about how a gift may affect your family's taxes, a qualified tax professional can advise you.

No account is needed to view your registry. Legacy Gift giving is still being built — no account will be required to give one either, once it's available.

Yes. Anyone you share your registry with — grandparents, aunts and uncles, godparents, close friends, coworkers, and other loved ones — will be able to give a Legacy Gift once that capability is live.

When Legacy Gift giving is available, contributors will have the option to give without their name being shown publicly on your registry.

When Legacy Gift giving is available, contributors will be able to include a personal message along with their gift for your family to keep.

Legacy Baby Registry is a planning and registry platform, not a financial institution. We are not the custodian of your family's funds. As our contribution and payment experience continues to be built out, we'll be fully transparent about exactly how funds are handled before that functionality goes live.

No. Legacy Baby Registry is not a bank, and we don't offer banking, custodial, investment advisory, broker-dealer, or trust services. We help families plan and organize their goals, and connect them with qualified professionals and institutions when appropriate.

No. A College Fund on your registry is a savings goal you set for your family — it is not automatically a 529 plan or any other specific investment account. If you're interested in a 529 plan or other education savings vehicle, a qualified financial professional can help you set one up.

No. A Legacy Fund is a goal your family chooses to display on your registry — not a bank account, savings account, 529 plan, Trump Account, IRA, investment account, custodial account, trust, insurance policy, or any other regulated financial product. The actual destination of future contributions will be defined separately as our payment experience is built out.

Yes. Families can create multiple Legacy Funds for different goals — for example, a College Fund alongside an Emergency Fund or a Custom Fund of their own choosing.

Becoming a parent is one of the most common moments people first think seriously about protecting their family's income. We include education on life insurance because it's a foundational piece of a family's financial safety net — not because it's the point of the registry.

No. How much protection a family may need depends on income, debts, savings, and personal goals — it's different for every family. Our Family Protection Checkup walks you through those factors so you can see an educational estimate based on your own numbers.

Convertible term life insurance is coverage for a set period — such as 10, 20, or 30 years — that includes the option to convert some or all of the coverage to permanent insurance later, without a new medical exam. Conversion terms and eligibility vary by policy, so it's worth reviewing the specifics with a licensed professional before deciding.

The WRA (Wealth Reserve Account) strategy uses permanent life insurance to build lifelong protection with cash value that can be accessed while you're living and passed on tax-advantaged — it can support multiple family goals over time, alongside other coverage. It's one option among several strategies we cover, not a fit for every family.

Legacy Baby Registry provides general education to help you understand your options and think through your family's needs. Our tools, like the Family Protection Checkup, produce educational estimates — they are not individualized insurance recommendations. For advice specific to your situation, a licensed insurance professional can help.

If something happened to you, who would raise your children? Many parents mention this to a friend or family member in conversation, but that alone isn't the same as properly documenting your wishes. Naming guardians — and eventually putting that decision into a legal document — helps ensure your children are cared for by the people you'd choose.

No. The Guardian Planning Guide is an educational and organizational tool that helps you think through and document your preferences. It does not create a legally binding guardian designation — you'll still need to work with a qualified estate-planning attorney to put your decision into a proper legal document.

Not necessarily. The person who raises your children doesn't have to be the same person who manages money or assets left for them — some families choose one person for day-to-day care and another person or institution to manage finances through the appropriate estate-planning structure.

Most parents benefit from having a will, since it's typically where you formally document guardian nominations and how you'd like your assets distributed. Whether a will is right for your specific situation, and what it should include, is a question for a qualified estate-planning attorney.

Some families benefit from a trust, particularly for managing assets left to minor children, while others may not need one. Whether a trust makes sense for your family depends on your circumstances — a qualified estate-planning attorney can help you decide.

No. Legacy Baby Registry is not a law firm, and we don't prepare wills, trusts, or other legal documents, and we don't provide individualized legal advice. We help you think through and organize your decisions so you're prepared to work with a qualified estate-planning attorney who can put the appropriate documents in place.

No. Legacy Baby Registry is built to provide substantial free value to every family, whether or not you ever use a paid product or service. The Family Protection Checkup and Guardian Planning Guide are free to use, and more free resources are on the way.

Yes. When it genuinely helps a family, we'll link to credible government resources, nonprofit resources, educational content, and qualified third-party resources — even when we don't earn anything from the referral. Being a trustworthy source of information matters more to us than steering every click toward a product.

No. Your Family Legacy Blueprint — including guardian preferences, planning notes, and everything you enter while working through your plan — is private to your account. It is never displayed on your public registry page.

Only what you intentionally choose to publish on your registry page — like your child's name, your Legacy Funds, and any message you'd like to share — is visible to visitors. Your private Family Legacy Blueprint information is kept separate and is never shown there.

Protecting your family's information is something we take seriously. Our full Privacy Policy — which will describe exactly how your information is collected, used, and protected — is being finalized and will be published soon.

It's worth speaking with a qualified professional for decisions like purchasing insurance, preparing a will, creating a trust, legally nominating a guardian, significant tax questions, investment decisions, complex beneficiary situations, special-needs planning, or larger, more complex estates. Legacy Baby Registry helps you prepare for those conversations — it doesn't replace them.

We're working on a way to connect families with qualified professionals. As that experience is built out, we'll share exactly how professionals are evaluated before including them.

Legacy Baby Registry may receive compensation from professionals or providers in the future as part of how we sustain free resources for families. Any such arrangement will always come with clear, upfront disclosure — you'll never be left wondering about a conflict of interest.